a {text-decoration: none; font-weight: normal;}
a:hover	{text-decoration: underline; font-weight: normal;}
a:link {color: #7698C3;}
a:visited {color: #7698C3;}

a.linkNavOn {text-decoration: none; font-weight: normal;}
a.linkNavOn:hover	{text-decoration: none; font-weight: normal;}
a.linkNavOn:link {color: #003277;}
a.linkNavOn:visited {color: #003277;}

a.linkNavOff {text-decoration: none; font-weight: normal;}
a.linkNavOff:hover	{text-decoration: none; font-weight: normal;}
a.linkNavOff:link {color: #7698C3; }
a.linkNavOff:visited {color: #7698C3;}

a.download {text-decoration: none; font-weight: normal;}
a.download:hover	{text-decoration: none; font-weight: normal;}
a.download:link {color: #666666; }
a.download:visited {color: #666666;}

html { height: 100% } 

body {
	text-align: left;
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-color: #FFFFFF;
	min-height: 101%;
}

body,td,th {
	font-family: Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color:#666666;
}

.bodyCopy {
	font-family: Verdana, Helvetica, sans-serif;
	color:#666666;
}

.bodyCopySmall {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 10px;
	color:#FFFFFF;
}

p, h1, h2, h3 {
	margin-top: 0px;
	margin-bottom: 8px;
}

h1 {
	font-size: 16px;
	font-weight: bold;
	color:#7698C3; 
}
h2 {
	font-size: 10px;
	font-weight:bold; 
}
h3 {
	font-size: 10px;
	font-weight: bold;
	color:#003277; 
}

 #container{
 	padding-top:20px; 
	padding-bottom:40px; 
 }
 #main {
	overflow:auto;
	border-style:solid;
	border-color:#7898C3;
	border-width:1px;
	background-color: #FFFFFF;
	position: relative;
	text-align: left;
	width: 1000px;
	margin: 0px auto;
	padding-bottom:20px;
	height: 600;

 }


  #bodyArea {
  	float:left;
	position: relative;
	text-align:justify; 
	width: 977px;
	padding-left:23px; 
	padding-top:40px; 
	background-color:#FFFFFF; 
 }

#header 
{
	padding-left:23px; 
	
}

#nav
{
	margin-top:15px; 
}

#subnav
{
	width:130px;
	padding-left:10px;
	float:left; 
	color:#7698C3;
	letter-spacing:-1px;

}

#mainCopy
{
	width:546px; 
	padding-left:18px; 
	padding-right:50px; 
	float:left; 
	border-left:solid; 
	border-left-width:1px; 
	border-left-color:#7698C3; 
}

#copyHeader
{
	padding-bottom:18px; 
}

.copyRight
{
	font-size:10px; 
	width:180px; 
	padding-bottom:8px; 
	padding-top:7px; 
	float:left;
	letter-spacing:-1px;
	
}

#address
{
	border-bottom:dotted; 
	border-bottom-width:1px;

}

#contact
{
	border-bottom:dotted; 
	border-bottom-width:1px;

}
#regulator
{

}

.subNavOff
{
	
	margin-bottom: 8px; 
	padding-right:20px;
	
}

.subNavOn
{	
	
	margin-bottom: 8px; 
	background-image:url(..\images\navigation\subnav_background.gif); 
	background-repeat:repeat; 
	padding-right:20px;
	
}

.testimonial
{

	padding-bottom:8px;  
}

.imagePadding
{
	padding-right:10px; 
}

.imageAlignRight
{
	width:17px; 
 
}

.textAlignLeft
{
	width:279px; 
	float:left; 
}

.downloadSection
{
	border-bottom-style:dotted; 
	border-bottom-width:1px; 
	border-bottom-color:#7698C3; 
	padding-bottom:8px; 
	padding-top:25px;  
}

#welcomeImage
{
	float:left; 
	width:630px;
}
 
#logoCol
{
	float:left;
	padding-left:12px;  
	width:300px;
}
 
#introText
{
	padding-top:28px;
	padding-left:0px;
	padding-right:10px;
	text-align:justify; 
}

#footerInner
{
	line-height:15px; 
	float:left;
	position: relative;
	text-align: center;
	width: 920px;
	padding-left:23px; 
	padding-top:23px; 
	font-size:10px; 
}

#footerLogo
{
	width:30px; 
	float:left; 
	padding-top:23px;
}

#footerOuter
{
	line-height:15px; 
	background-color: #FFFFFF;
	position: relative;
	text-align: center;
	width: 726px;
	margin: 0px auto;
	padding-bottom:20px; 
	padding-left:23px; 
	padding-top:15px; 
	font-size:10px; 
}

ul
{
padding:15px;
margin:0px; 
 
}

li
{
padding-bottom:5px; 
}